Most of what you need already exists — the gap is knowing where to look. This directory connects neighbors to real programs and tools. Every listing is free or low-cost unless noted.
Written neighbor-to-neighbor, from lived experience — not a sales pitch. These don't replace a housing counselor or lender, but they'll help you walk in the door knowing what to ask.
What down payment assistance really is, what a "forgivable lien" means, and the questions to ask before you accept help.
Credit, budget, pre-approval, homebuyer education — the honest order of operations, and what each step actually looks like.
Private mortgage insurance in plain English — why you're paying it, how it goes away, and when to ask your servicer about removal.
The word everyone uses and nobody explains. What equity is, how it grows, and why it matters even if you never plan to move.
New guides are added as the journey continues. Subscribe on Substack to get each one when it drops.
Filter by category, or browse it all. Every listing is free or low-cost unless noted.
Know a resource that belongs here? Email us and we'll check it out. This directory grows as the community does.
Read the story behind the framework — it'll help you figure out which of these resources fits your next step.
Read Built on COCOA